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The Home Buying Process

Real Estate

28 Feb

Buying a home is an exciting and sometimes overwhelming experience. It’s a big decision that requires careful consideration and planning. If you’re ready to start the home-buying process but don’t know where to begin, this blog post is for you. In this article, we’ll outline some of the key steps to take when starting the home-buying process.

  1. Determine Your Budget The first step in the home-buying process is to determine your budget. You’ll need to take into account your income, savings, and debts to determine how much you can afford to spend on a home. You should also consider additional expenses such as closing costs, home inspection fees, and property taxes. Your lender will help guide you if you’re not sure!
  2. Get Pre-Approved for a Mortgage Once you have a budget in mind, it’s time to get pre-approved for a mortgage. This will give you a better idea of how much you can afford to spend on a home and will also make you a more competitive buyer. You can get pre-approved by contacting a mortgage lender and submitting an application. We have a list of preferred lenders who we trust if you don’t have one you are committed to yet.
  3. Start Your Home Search Once we know the target price, it’s time to start your home search. We can help you find homes that meet your criteria. The more specific you are in what you are looking for, the more refined the matches will be. When you find a few you are interested in, we will set up appointments for you to view homes in person.
  4. Make an Offer When you find a home you love, it’s time to make an offer. We will help you submit a competitive offer that takes into account the current market conditions and the seller’s preferences. Once your offer is accepted, we will guide you on how to move forward with a home inspection and other due diligence to ensure that the home is in good condition and that there are no hidden issues.
  5. Close on Your Home Finally, once your offer has been accepted and the due diligence has been completed, it’s time to close on your home. This involves signing a lot of paperwork, but we will guide you through the process. Once you’ve signed all the paperwork and paid the necessary fees, you’ll officially become a homeowner!

In conclusion, the home-buying process can seem daunting, but by taking these steps, you can make it more manageable. With careful planning, my guidance, and the right timing, you’ll be able to find your dream home and make it your own.

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Caitlyn Balderas, Founder & Realtor

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My favorite Texas tradition 💙 I love looking ba My favorite Texas tradition 💙 I love looking back on how much we have grown every year 🌱#bluebonnetsforever
You know what this means 🎉🌮🏡🙌🏻 You know what this means 🎉🌮🏡🙌🏻
36 🎂🎁🎉 It’s become a tradition of mine 36 🎂🎁🎉
It’s become a tradition of mine to reflect back on the last year on my birthday. I will never *not* celebrate a birthday, because it means I’m still alive. ✨And I want to remember all the things God and I went through in each year. ❤️ 

I could fill a book with all of the things I’ve gone through in the last 365 days. Last year I sat on a beach in Hawaii, alone with my four children, asking God questions that didn’t have answers. Throughout the course of this year, He answered all those questions, and a bunch more that I didn’t see coming. He was faithful to me when I could barely breathe. I saw a new side of Him this year, He is so much more gentle than I ever had the capacity to experience. And He carried me when I couldn’t even stand. I’ll follow Him forever, I’ll love Him all my days, He is my favorite ❤️

I was so happy to get to this birthday. It felt like a finish line of some sorts. I’m ready to let the past go and fully live in this new present that God and I have built together. I hadn’t thought much beyond today, but when Sadie said “good night to the 35 year old for the last time” last night (a family tradition) she said: “I hope this is a year you get to regroup.” She said it several times. And I have learned to listen carefully to this girl, especially when she says things out of the ordinary, because she has a prophetic gift. I looked up the definition of regroup: “to reorganize (as after a setback) for renewed activity.” That sounds just about right. ❤️ I’m ready. Let’s see what 36 has to offer 😊
This is my dream house 😍 built in 1900, the cha This is my dream house 😍 built in 1900, the character on this one will make you swoon ❤️ 3800+ sq ft, 5 acres, in ⭐️Leander⭐️!! All of the benefits of country living, but close to everything you need. 🙌🏻 If my kids weren’t so committed to their schools, I would swoop this up in a second! 😍Let me know if you’d like a tour of this amazing home!😄
#austinrealtor #leanderrealtor #christianrealtoraustin
This is your yearly PSA that Kendra Scott gives yo This is your yearly PSA that Kendra Scott gives you 50% off during your birthday month. 🥳 And hey guys, you can buy your lady (or daughter) something during YOUR birthday month for 50% off as well! Earn some brownie points 😉 Last year I checked out the flagship store on South Congress, this year I explored the Domain location. Both gorgeous and fun 😍 and added these sparkly hoops to my collection. 🙌🏻
And in case you didn’t know, Kendra is an Austinite! Pretty jewelry 💎, complimentary wine 🥂 , and supporting local business 🛍️ Yes please! 😄
#austin #kendrascott #austinrealtor
New business cards coming in for ya girl! 🙌🏻 New business cards coming in for ya girl! 🙌🏻
#austinrealtor #austinfounder #femaleownedcompany #austintexas
I wouldn’t be here without my amazing clients. 💛 Helping Kelly and her beautiful family relocate to Austin was a joy, and I’m thankful when my clients become my friends. 💛 If you’re looking to relocate, or have a tricky mortgage situation, please let me know how I can help 😊💛
When your friend happens to drive by and catches y When your friend happens to drive by and catches you in your element ☀️🌳💻
This may be one of my favorite candids ever! 🤩 Thanks @nixinfoto
Simona’s Coffee & Cocktails ☕️ 🍸 Wow! Wha Simona’s Coffee & Cocktails ☕️ 🍸 Wow! What a beautiful place to sit, work, chat, exist 😄 The vibe of this place makes you want to stay all day. The coffee was delicious, and I will be returning for cocktails 🍹 Who wants to come here and work with me? 🙋🏼‍♀️🙋🏼🙋🏽‍♂️
Living next to Salt Lick is a little dangerous 🤤 I could not pass up working outside in this glorious weather! ☀️ I hope you are enjoying the sunshine today 💕

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