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The Home Buying Process

Real Estate

28 Feb

Buying a home is an exciting and sometimes overwhelming experience. It’s a big decision that requires careful consideration and planning. If you’re ready to start the home-buying process but don’t know where to begin, this blog post is for you. In this article, we’ll outline some of the key steps to take when starting the home-buying process.

  1. Determine Your Budget The first step in the home-buying process is to determine your budget. You’ll need to take into account your income, savings, and debts to determine how much you can afford to spend on a home. You should also consider additional expenses such as closing costs, home inspection fees, and property taxes. Your lender will help guide you if you’re not sure!
  2. Get Pre-Approved for a Mortgage Once you have a budget in mind, it’s time to get pre-approved for a mortgage. This will give you a better idea of how much you can afford to spend on a home and will also make you a more competitive buyer. You can get pre-approved by contacting a mortgage lender and submitting an application. We have a list of preferred lenders who we trust if you don’t have one you are committed to yet.
  3. Start Your Home Search Once we know the target price, it’s time to start your home search. We can help you find homes that meet your criteria. The more specific you are in what you are looking for, the more refined the matches will be. When you find a few you are interested in, we will set up appointments for you to view homes in person.
  4. Make an Offer When you find a home you love, it’s time to make an offer. We will help you submit a competitive offer that takes into account the current market conditions and the seller’s preferences. Once your offer is accepted, we will guide you on how to move forward with a home inspection and other due diligence to ensure that the home is in good condition and that there are no hidden issues.
  5. Close on Your Home Finally, once your offer has been accepted and the due diligence has been completed, it’s time to close on your home. This involves signing a lot of paperwork, but we will guide you through the process. Once you’ve signed all the paperwork and paid the necessary fees, you’ll officially become a homeowner!

In conclusion, the home-buying process can seem daunting, but by taking these steps, you can make it more manageable. With careful planning, my guidance, and the right timing, you’ll be able to find your dream home and make it your own.

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Caitlyn Balderas, Founder & Realtor

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He’s a king to me 👑 so proud of this guy ❤️
My homecoming girl with her first mum from mama 💜🩶🖤🤍

I looked into the history, and this tradition started in Missouri in the early 1900’s that the girls would wear chrysanthemums to homecoming. This tradition migrated to Texas where the first mum was spotted at Baylor in 1936. From there, the tradition grew (because everything is bigger in Texas 😉). Now the girls sometimes wear mums that are almost as big is they are! Ava told me the mums size is supposed to grow with each grade level. So this is our modestly sized mum. 😊💜

Enjoy HoCo week Cedar Ridge! 💜🩶🖤🤍
Have you wanted to buy a house but felt like it wa Have you wanted to buy a house but felt like it was impossible? I have HOPE for you, with the HOPE loan program. This program removes barriers for people wanting to achieve home ownership. 😊🏡

-No down payment 💰 
-580 credit score 👍🏻
-No PMI (mortgage insurance) 🤑
-No lender fees 🏦 
-Below average fixed rate 🙌🏻

This program is truly amazing. If down payment, credit score, or rate have stopped you from buying a home, this program handles all those issues. 😄

Want to see if this program works for you? Hit me up! 📱 

Know someone who wants to buy a house but thinks they can’t? Send them this video! If they end up buying a house with me, I will treat you to a $50 gift card of your choice at closing. 😉

#buyahouseaustin #realestateasustin #austinrealtor #hopeloanprogram
My boys, my bookends. The one who made me a mama, My boys, my bookends. The one who made me a mama, and the one who let my heart know my family was complete. Clones in appearance, so different in personality. I can’t imagine my life without them. Happy national son day Carter and Tucker ❤️ I love being your mama 😊
Cedar Ridge Homecoming Parade with our Homecoming Cedar Ridge Homecoming Parade with our Homecoming King Nominee 🤴🏽 Tucker tries to convince me this isn’t a big deal, but I’m super proud of him 💜🖤🩶🤍
One of the Haven Homes agents has a SMOKING good d One of the Haven Homes agents has a SMOKING good deal for Round Rock! $300k?! 🤯 To be in one of the top ISDs in the area, such a good deal! It also qualifies for the HOPE Loan program, which includes 0 down, no PMI, and no lender fees 🙌🏻
(Let me know if you’re interested and I’ll get you the qualifying details.) 🏡 

If you’d like to see it, I’d be happy to show you! Shoot me a DM 📱
Tay + my clients being happy = 😍 Tay + my clients being happy = 😍
Happy daughters day to my girls 💕 Night and day Happy daughters day to my girls 💕 Night and day, these two. I couldn’t imagine my life without each one of them. I love you Ava and Sadie 💕
Praise God for opportunities to share about my com Praise God for opportunities to share about my company and to bring Him glory 😄🙏🏻🙌🏻

If you’d like to learn more about the Austin market and Haven Homes, please feel free to check it out (link in bio). 🙏🏻

Thank you again to Mark Hairston and Leanna Borsellino for giving me another opportunity to share about my company and my experience in real estate. 🙌🏻😄🏡
#austinrealtor #christianrealtoraustin
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